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Auto Finance Center

 

So you're in the market for a Honda. Excellent choice. Now it's time to think about financing - that's why you're here, right? Whether you're shopping for a new or pre-owned Honda automobile.

In the Planning section, you'll find out how easy it is to get into a new Honda. After you view current Special Offers, you can use our planning tools to evaluate your options or estimate your payments. Traditional financing (Buying) is available for nearly all of our product lines, and our lease programs leasing are a great option for the auto shopper. When you're ready, online and printable pre-approval applications are available in the applying section.

And whether you are shopping for an automobile or you already have one, don't forget to protect your investment with a Honda Care vehicle service contract.

Good and Bad Credit Accepted! Lute Riley Honda helps people with all credit situations. Most people need a car loan to finance their new car or used car purchase. The finance experts at Lute Riley Honda help people with all types of special finance needs drive their dream car home. Regardless of where you are in the car buying process, request a free, secure auto loan quote. Lute Riley Honda works with only trusted lenders to bring you low rates and flexible terms. Use this easy guaranteed secure auto loan application and get started with buying a car today!

Lease vs. Buy


Whether you lease or buy a new car, you must know which fits your situation best. When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales taxes in cash or roll these taxes into your auto loan and pay an interest rate. You usually will make your first payment a month after you sign your contract. This option is great if you like to keep your cars for a long period of time and have a need to put unlimited miles on the vehicle.

When you lease, you are paying only for what you use. You do not have to have money to put down, you typically only pay sales tax on your monthly payments, and are charged with a money factor that is similar to the interest rate on a loan. You make your first payment at the time you sign your contract.

Learn from our trained finance staff about financing your next vehicle.

We are ready to make your auto buying experience a stress free one.
Our staff, online or onsite, is ready to help you!

Your financing information is encrypted in a super-safe digital format
and is never sent through E-Mail.

Car Loans and Auto Financing in Greater Dallas - Lute Riley Honda Financing

Lute Riley Honda offers a variety of auto financing options for New and Pre-Owned in the Dallas region. Whether you are looking for a low interest car loan in greater Dallas or a great lease plan, Lute Riley Honda provides an online auto finance application that makes it easy to finance your next new or used car.

We Offer:

  • Competitive car loan rates
  • Auto Financing Tools
  • A quick and easy online car application
  • Get pre-approved for auto financing

We can help Texas residents with less than perfect credit get an auto loan too. If you would like to have us get in touch with you to answer any financing questions, just fill out our financing contact form below. Visit our Honda dealership at 1331 North Central Expressway, Richardson, TX 75080 or call us at (866) 799-4700 to speak to an auto loan professional!

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Contact Information

Contact Information

Lute Riley Honda

1331 North Central Expressway

Richardson, TX 75080
sales Sales:
866-799-4700
phone2 Service:
800-546-1528
phone3 Parts:
800-567-1488
fax Express Service:
800-574-4623

Finance FAQ

Check out our online finance FAQ section for important information regarding car lease and loan characteristics.

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Tip!

Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.

Tip!

Owning a lease vehicle is possible if purchased outright after the lease period ends.

A typical lease period runs between 24 and 48 months.

Tip!

Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.

Tip!

Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.

Tip!

Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.

Tip!

Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.

Tip!

Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.

If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.

Lute Riley Honda has the car that you want.

Lute Riley Honda has been located in Richardson Texas for almost 30 years with a reputation that is second to none for providing Out Standing Customer Service

Lute Riley Honda is conveniently located just north of Dallas on Central Expressway.

Lute Riley Honda is one of the largest volume sales Honda Dealers in the country.

Just give us a call, send us an email, or even use our new chat service and let us show you the Lute Riley Honda Experience.